Energy Refinance · For Loan Officers
Turn your mortgage database into income.
A quick message from our founder, Peter Galvez.
You make one introduction. We handle everything from there. Your relationship stays protected, and you're paid when the project is completed.
$3,500 to $7,500 per completed deal, paid at install.
Same clients. Same trust. A new reason to reconnect.
Why now
Finally, an opportunity that doesn't need low rates.
When rates climb, refinances and HELOCs dry up. Your clients' electric bills don't. Energy Refinance is the opportunity you've been waiting for, and it pays no matter where rates go.
What an Energy Refinance actually is
You already do this. Just with a different bill.
Your client pays an electric bill every month and has no say in what it costs. An Energy Refinance changes where that power comes from and what they pay for it — same house, same electricity, at a price that's locked.
Think of it like rent. Your client rents their electricity. The price goes up almost every year, nothing caps how high it goes, and they can't move out — there's one power company and that's it. An Energy Refinance locks that price for good. Same house, same electricity. The rent just stops going up.
Here's a loan file, step by step, next to the same steps on an Energy Refinance.
Their electricity rate today
Electricity is sold by the kilowatt-hour, the way gas is sold by the gallon. This is what your client pays today.
- ResetsNearly every year
- Rate capNone
Their locked rate
The same electricity, made by panels on their own roof instead. This price never goes up.
- Annual increaseNone, ever
- EquipmentProvider owns and maintains it
Take a home that uses 1,000 kWh a month. Here is the entire calculation.
And $140 is the smallest it will ever be.
The power company's price keeps climbing. This one is frozen. So every year that goes by, they save a little more.
Add it up as it goes — this is what they've kept, in total, by each point.
Placeholder illustration, not a quote. Assumes a home using 12,000 kWh a year at a blended $0.48/kWh and a system sized to cover their usage. PG&E's monthly base services charge still applies either way. Future utility rates are set by the CPUC and are not guaranteed — the 4%, 6% and 8% figures are illustrative. Every home is different and not every home qualifies.
Nobody refinances their house and says "I bought a bank."
Your client isn't buying solar panels. They're buying the same electricity they were always going to buy — just from somewhere else, at a rate that stops moving.
How it works
Three steps.
You make one introduction. We handle everything else.
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1
You identify
Reconnect with homeowners in your database who have high electric bills or are curious about solar.
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2
You introduce
A quick text or email introducing them to our team. No pitch or product knowledge needed.
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3
We handle everything
We run it all from here: discovery call, proposal, design, installation, project management, and updates. You stay informed without managing a thing.
What you earn
$3,500 a deal. And it climbs fast.
There's never been something this easy worth this much. You refer a client for a quick 15-minute call. That's it, literally nothing else. Every completed install pays $3,500, and it climbs from there as your monthly volume grows, retroactively across every deal that month.
Exponentially easier than a refi or a HELOC. All you do is introduce a homeowner for a quick 15-minute call. That is the entire job. It's such a light ask that partners can line up several in a single day.
Paid fast, at install. Your commission typically lands within 30 days of the homeowner giving the green light, not months later.
Run your own numbers
Slide to see what your months could look like.
Illustration only. Commissions are paid at install under the written Energy Refinance partner agreement.
Why listen to Peter
A mortgage professional who built this for loan officers.
Not another solar company chasing referrals. Peter saw a gap in the market and built Energy Refinance to fill it.
- Owner & Broker of NuVision Lending.
- Founder of The Sun Broker.
- Personally funded $1B+ in mortgage volume.
- Built this program specifically for loan officers.
Why loan officers love it
An easy yes for you and your clients.
- No solar expertise or licensing required.
- New opportunities from the database you already have.
- Help clients who already know, like, and trust you.
- Value even when rates aren't driving refinances.
- Keep your client relationship while we manage everything.
"How do we continue creating opportunities for homeowners who simply aren't going to refinance? That's exactly why we built our Energy Division."Peter Galvez, Founder of The Sun Broker