Energy Refinance · For Loan Officers & Real Estate Agents
New income that doesn't wait for rates to drop.
Earn $3,500 to $7,500 for every installed deal from one introduction to a client you already know. No file to build, no rate to beat.
A quick message from our founder, Peter Galvez.
Born from real estate and mortgage. You make the introduction. We handle the rest and keep you updated.
No cost, no commitment. Or grab the free partner guides first.
Why we're different
We're not a solar company. We're a real estate company that handles energy.
A power agreement goes with the house and shows up at every sale and refinance. That makes it a real estate transaction, and we treat it like one.
- Your client goes to a commission salesperson.
- A pitch on the first call.
- Whichever installer pays the most that month.
- You never hear what happened.
- Your client works with real estate and mortgage pros.
- A real Discovery Call before anyone talks price.
- One proven installer, every time.
- You get an update at every milestone.
Our installer
Continuum (formerly North Valley Solar Power)
One installer with a long track record and a strong balance sheet, so your client is never left with an orphaned system when a solar company disappears.
What you earn
$3,500 a deal. And it climbs fast.
Introduce a client for a 15-minute call. That's the whole job. Your rate rises with monthly volume, and the higher rate applies to every deal that month.
When you get paid: after install, once the homeowner's cancellation window closes.
Results vary, and not every homeowner qualifies. All pay is under a written partner agreement.
The Discovery Call
What happens after you make the introduction.
Before anyone mentions price, we run a 15-minute call to learn the home and the family.
- 1Why they're interestedLower cost, backup power, or a predictable bill.
- 2How they really use power12 months of real usage, plus what's coming, like an EV.
- 3The home itselfHow long they plan to stay, roof age and type, HOA rules, any existing system.
- 4The right structureA power agreement, a purchase, or a loan. Whatever fits.
- 5Who decidesEvery decision-maker is on the proposal review.
How it works
Three steps for you.
- 1
Notice
A high bill, rising insurance, or a past client in your database.
- 2
Ask and introduce
Get a yes, then start a group text with us on it. Our introduction tool writes it for you.
- 3
We take it from there
Discovery Call, proposal, design, permits and install. You stay informed without lifting a finger.
What your client experiences
You get an update at each step.
- IntroductionWe reply on your thread and book a time.You're on the thread
- Discovery Call15 minutes to learn the home.Update to you
- Proposal reviewTheir real numbers next to their current bill.Update to you
- AgreementEvery term explained before they sign.Update to you
- Design and permitsSite survey, engineering, approvals.Update to you
- Install and power onContinuum installs. Power on after utility approval.You get paid
Partner tool
Make the introduction in under two minutes.
Our tool writes the message for you, in your voice, for the moment you're in.
- 1Pick who you are. Loan officer, agent, and more.
- 2Pick the moment. Insurance went up, rates are too high, they just closed.
- 3Send it. It opens your own texts or email with the note ready and our team on the thread.
Once you sign up, your personal link credits every introduction to you.
Free partner toolkit
Take these with you.
Short printable guides. No sign-up needed.
What an Energy Refinance actually is
You already do this. Just with a different bill.
Your client has no say in what their electric bill costs. An Energy Refinance changes that: same house, same electricity, at a rate set in writing.
Think of it like rent. The utility raises the price almost every year, and there's nowhere else to go. An Energy Refinance sets the rate in writing for the full term, with any yearly change spelled out up front.
A loan file next to an Energy Refinance, step by step.
Your client sees their own numbers. No ballpark math. They get a written proposal built on their actual usage, next to their current bill. If it doesn't work, we say so.
For real estate agents
We came from your world. Here's where this fits in yours.
Same program, same pay. Here's where it fits.
Your buyer just got their first electric bill.
It's often a shock in a bigger house. Your 30-day check-in now has something useful in it.
They're staying put, and you need a reason to call.
A conversation about their bill keeps you top of mind until they move.
Your seller already has a power agreement.
We speak escrow and will walk you through the transfer so it doesn't stall the deal.
A touchpoint that isn't a market update.
Offer to have someone look at their bill. Clients remember help like that.
Why loan officers love it
An easy yes for you, your clients, and your branch manager.
- No solar expertise or licensing required.
- New opportunities from the database you already have.
- Works when refinances don't.
- Keep your client relationship while we manage everything.
- Completely separate from your mortgage business.
- Read the full partner agreement before you sign.
A note from Peter
"How do we continue creating opportunities for homeowners who simply aren't going to refinance? That's exactly why we built our Energy Division."Peter Galvez, Founder of The Sun Broker. Owner and Broker of NuVision Lending, with $1B+ in mortgage volume personally funded.
FAQ
Common questions.
Can I do this if I'm a W-2 loan officer at a bank or lender?
Often, yes, but some employers restrict outside pay. Check your outside-business policy first. Independent brokers usually have more flexibility.
I'm a real estate agent. Does this work the same way for me?
Yes, same tiers and updates. Some brokerages require outside pay to go through the broker, so check your policy.
Do I need a solar or contractor license?
No. You make the introduction. We and Continuum handle everything else.
Who installs the system?
Continuum (formerly North Valley Solar Power), rated 4.8 out of 5 on Trustindex and 4.9 out of 5 on Google. One installer, on purpose, for consistent quality and accountability.
When and how do I get paid?
After install, once the homeowner's cancellation window closes. Your tier depends on how many of your deals install that month, and it applies to all of them.
Does this affect my client's credit or mortgage?
No hard pull, no new debt, and no mortgage lien. The provider may record a standard fixture filing for the equipment. We explain it up front, and it's routine at a sale or refinance.
Is this solar?
Yes. Panels go on the roof, usually owned and maintained by the provider. Your client buys the power at a rate set in writing, with nothing up front.
What if my client doesn't qualify?
We tell them straight, and we tell you.
Can I read the partner agreement before I sign?
Yes. Book a call and we'll send it for you or your compliance team to review.
Let's talk
Ready to see if it fits your business?
No pressure and nothing to prepare.